Play Video
Play Video

How to Create Trading App – Development Tips for Beginners

Table of Contents

Investment is a risky action that may give huge profit but sometimes results in heavy losses. Investors, brokers, and other players in the investment market today have started to leverage online and mobile technologies to their advantage. 

Mobile apps such as Robin Hood or E-trade are some renowned investment platforms that offer benefits with various investment tools. Innovations and technological achievements have become a driving force for many industrial and financial technologies (Fintech).

What is FinTech?

If you pay for your groceries through an app on your phone or banking portals, then you are a part of the billion dollar Fintech industry. In the broader term, FinTech includes technologies and business models that bring a change in the financial sector. 

While we may hear this word almost everywhere, it is not something to look down upon. Instead, it has emerged as a huge opportunity against the disrupted financial market that encourages the creation of investment platforms for businesses.

Some real-time examples of FinTech are cashless payments, virtual currencies, and platforms for crowdfunding to support the industry. The FinTech industry itself is in a rapid evolution phase and making the most out of these innovations. 

FinTech presents itself to its clients through the convenience of iOS and Android phones as investment applications.

Introduction to Trading Apps – What Is It?

Online web applications are designed to make everyday life easy for an individual. Smart people have leveraged the benefits to increase business opportunities instead of resisting the ongoing trend. 

Brokerage and investment firms have started working on automated trading and investment apps to reap the market openings, most of which have succeeded. 

Their quick thinking in developing trading apps has allowed them to keep control of the financial market. Traders and brokers can conduct business transactions whenever needed without delay, giving them much regulatory power. 

These new technologies and innovations have sparked the interest of normal people to invest in stock trading. A React stock trading app for both mobile and web gives interested parties a chance to make short and long-term investments.

Market Overview – Why Develop Trading Apps?

Trading apps and investment platforms have gained prominence lately, and people want to take the opportunity and increase their wealth during these tough financial times. So if you have contacted the services of a company for mobile app development in Houston, such as ClickySoft, then you need to design these apps as an ideal investment tool. 

The investment market has experienced growth since 2017, with the renowned trading app Robin Hood registering 4 million users each year. Another platform, Merrill Edge, raised the volume to 184%, with a 13% rise in new account registration since 2020. The same year, Ameritrade added 660,000 new users as new investors in retail stocks. 

These numbers show how much people are ready to invest and keep their money flowing using this technological breakthrough.

Leading Banks Have Investment Options Added

Since FinTech and investment applications emerged, the money market has taken a 360O turn. It has become evident that the most developed banks have started adding trading features to their mobile applications. It is this point alone that might give you the motivation to develop your trading application.

How Do React Investment and Stock Trading Apps Work?

A React stock trading app is a user-end platform that enables them to buy and sell stocks. Investors use these apps as an option to make long-term and short-term deals while tracking the market in real time. 

These applications enable brokers to secure stock options in exchanges and do trading to earn better. Usually, FinTech is the power behind these transactions to store, borrow, lend, invest and secure the investments made. 

Technology has assisted people in managing their finances efficiently. The industry where your application lies in the form in which FinTech appears on mobile devices.

Some of the areas where these investment apps operate include:

  • Wealth management
  • Crowdfunding
  • Capital Market
  • Insurance and payments
  • Financing

These sectors are just to name a few implications where the presence of these platforms has made a huge impact. The point that holds central importance is that stock and investment apps improve and automate services and delivery in these segments. 

These applications work as a fully-functional tool to give permanent access to the market. Users immediately get real-time analysis, stock quotes, and market changes on their mobile devices. 

Stock trading and investment applications have gained more attention from millennials to start their investment. The reasons that make them benefit from this opportunity include the following:

  • They have better investment awareness than those of past generations and are curious to dig deep into emerging investment opportunities.
  • FinTech does not address issues and problems of previous generations. Millennials rely on technologies and portable devices for daily tasks, and money management is no exception. FinTech users trust renowned digital channels when it comes to their wealth and money control for a better life. 
  • Another reason is that investment companies have drawn the attention of the young generation through these stock and trading applications. While traditional brokers demand a fee from regular investors and financiers, these applications do not charge for each transaction. They have a different monetization process that millennials find attractive than traditional methods.

4 Types of Trading Platforms

You have different options when you decide to develop a trading app yourself or through React JS development services. Let us go through the four common types for your trading app development. 

1. Platform-Based Trading Software

The trading app you create for your trading platform depends on your target audience’s preferences. It may be appropriate for mobile devices, tablets, smartphones, and smartwatches, or it may be created on desktop computers.

Some dominant market players, such as the Fidelity trading app, cover as many platforms as possible. It is not just an app available for iPhone and Android devices. The company has made significant investments in application development, and its customers can now access the application on Apple TV and Watch, Kindle  Fire, Google Assistant, and Amazon Alexa.

You can cover most platforms according to your target audience and investment preferences. 

2. Cryptocurrency Type

The second type is more specific that is related to cryptocurrency. You might have a familiarity with names like Bitcoin, Ethereum, and others which are all cryptocurrencies. The investment platforms dealing with this type focus on asset management: buying or selling in the related market, and it also includes conducting transactions related to this type. 

You can make your application exchange assets through centralized (broker model), decentralized (p2p model), or a combination of both according to client preference. 

3. Long-Term Investment vs. Day Trading

Another attribute of such applications is to handle long-term investment and short-term deals or day trading. Some applications are better for day trading, while others are better for long-term investments.

You can only design your application to handle a stock once per day and make it a profitable tool for long-time financers. Your application can manage day trading activities if you have a short-term goal. If you go into a broader sense, you can set both investment options. Focus on your customer’s needs and develop accordingly to cover their investment choices.

4. New & Seasoned Investors

If your preference is to cater to new investors, you might want to design your application that best suits novice users. On the other hand, you can add features that only seasoned investors can understand, so some hefty deals are performed. 

Things you anticipate receiving from the trading programs for newcomers include many educational materials and primitive Robo advisors. In contrast, professional investment programs provide advanced choices, such as skill and four-legged spreads. Estimate how much money you will spend on this type of trading program before using its development.

How to Make a Stock Trading App – Key Considerations

1. Tools and Technologies

The development of your trading app has several phases and stages that include:

  • Thorough market research and study
  • Designing a strategy
  • Setting the structure for a stock trading app
  • Choosing a platform or investment type
  • Deep testing and quality assurance

Completing all these stages and delivering a correct product can be achieved only if a development crew uses the correct set of tools. Long-term, productive investing requires reliable digital trading applications. Unfortunately, digital trading applications can’t always meet the demands of complex automated procedures.

An automated rules-based mobile trading platform using multilingual third-party API services is a good idea because of its adaptability to many programming languages or protocols. Among those widely-available languages, choose the one that will be most appropriate to your needs.

You have access to various languages such as Reach JS, Node, Java, and . NET. The choice you make depends on the API and your priorities.

2. Features to Add

The apps currently available make it worth a shot to begin investing. However, suppose we want to produce better overall profits as a trading platform. In that case, we must focus on implementing several premium features that users will need and retaining our freemium strategy. Let’s look at some of the best features to include in your application.

  1. Interactive Dashboard: An adaptive portfolio dashboard enables a user to view data on a stock report that can be used to track progress or user experience
  2. Real-Time Screening and Analysis: This feature is available on a digital dashboard. Besides, you can rapidly gather numerical data in your calculation priorities to construct a real-time strategy to make the most out of your resources.
  3. Stock Scanning: The screening process should supply accurate results. The following examples were obtained using analytical, technical, and fundamental metrics.
  4. Watch Listings: Sponsors often allow IPO watch listings to keep an eye on stock prices to make further investments and observe the price, volume, bid price, and percentage changes. Watch lists are an integral tool for conducting substantial stock research.
  5. Updated Market News: It’s crucial to make appropriately informed financial decisions. Done appropriately, updated info relevant to the user’s trading watch list is available straight on their platform.
  6. Dated Notifications: As users expect, business trading apps require real-time tracking and 24-hour availability. To stay updated on all current alerts, users must stay up-to-date on current events.

How Much Does It Cost to Develop a Trading App?

Financial technology, as well as other business sectors, are not exempt from risk. The result is a high-value assessment of giving stock trading application developers. One must select the operating system needed to generate a trading market for a product, what features the eventual product will provide users, and whether a feedback loop is needed.

The total cost of trading app development can vary depending on the features and complexity of the app. Generally, you can expect the total cost of development to be around $36,200. This includes costs for React development, UI/UX web design, backend development, QA and testing, and project management.

The geography of the industry where software developers are subcontracted by customers applying for service impacts the cost according to the effort and requirements specified.

These factors are the broad impacts. Nevertheless, if one desires an application with a basic set of features, the software development process, quality testing and assurance, and application design development could take approximately 1000 hours.

Estimating the precise sum is usually a prohibitive endeavor, and the recommendation shows an approximate estimation of the project’s cost. However, we guide you through the process with an estimated cost of the whole development. 

Subscription FeeLite Plan: $9/mo
Basic Plan: $29/mo
Shopify Plan: $79/mo
Advanced Shopify Plan: $299/mo
Shopify Plus Plan: $2000/mo
Listing FeeNo Listing Fee
Transaction FeeNone for Shopify payment but 0.2% to 0.5% for other payment merchants
Fee for Payment Processing2.2% to 0.2%
Miscellaneous CostsDomain fee: $11/year
Themes: $0 - $180
Add-ons: $20-$70


The millennial generation is driving a new consumer revolution, and stock trading apps are rising. Luckily, several free stock trading applications are available, and Robinhood and E-Trade are just two of the most prominent free stock-trading applications available today.

Nevertheless, the credibility linked to the success this specific app enjoys is clear. However, with the answers to the core fundamental questions of creating an app for buying and selling securities, you can significantly increase investor promotion among the younger generation.

Based on the suggestions mentioned above, you may try starting your own trading application. Remain prudent, seek facts, review the work of others that have succeeded, and keep in mind that the evolution of a trading business can be an exciting experience.

Consult our Experts Now

Request A Free Proposal


Thank you for reaching out! We've received your message and will respond within 24 hours!

Exclusive Offer: 40 Hours of Free POC!

Don't leave without claiming your 40-hour Proof of Concept (POC) development. Let’s bring your project to life together!